Legal

Terms of Service

The rules that govern your use of Regime Compass. Last updated: 6 September 2026.
Short version. Regime Compass is a free educational dashboard that shows statistical market regime indicators. It is not investment advice. You may browse it freely, but you may not scrape it, redistribute its data, or use it in ways that harm the service. If you subscribe to email alerts, you can unsubscribe at any time. The author can change or discontinue the service without notice.

1. Acceptance of terms

By accessing or using Regime Compass (regimecompass.com), you agree to be bound by these Terms of Service. If you do not agree, do not use the site. Your continued use after any changes to these terms constitutes acceptance of the updated terms.

2. Description of service

Regime Compass also offers optional accounts, Google sign-in, saved workspaces and user-entered portfolio analytics. Keep your account secure and upload only information you are authorised to use. You retain rights in your uploaded information and permit us to process it to provide the service as described in the Privacy Policy. These features do not execute trades, provide custody or establish an advisory relationship.

Beta / work in progress. Features and calculations may change, be incomplete or contain errors. Check source dates and independently verify outputs before relying on them. Keep your own copies of portfolio records. We welcome feedback and corrections. This notice does not exclude rights or responsibilities that cannot lawfully be excluded.

Regime Compass is a free, publicly accessible financial data dashboard that displays market regime indicators for selected global indices. It uses statistical models — including a 3-state Gaussian Hidden Markov Model, simple moving averages, and exponential moving averages — to classify each trading day into regime states (bull, bear, neutral).

The service is provided for educational and informational purposes only. It is not investment advice, not a trading signal service, and not a recommendation to buy, sell, or hold any financial instrument. See the full Disclaimer Terms for details.

3. User eligibility

You must be at least 18 years of age to use this site. By using Regime Compass, you represent that you are 18 or older and that your use of the site does not violate any applicable laws or regulations in your jurisdiction. If accessing this site would be prohibited by your local laws, you should not use it.

4. Acceptable use

You may browse and use Regime Compass for personal, non-commercial, educational purposes. You agree not to:

5. Email subscription

Regime Compass offers an optional email alert subscription for regime change notifications. By subscribing:

See the Privacy Policy for more on how we handle your data.

6. Intellectual property

All content on this site — including text, charts, model outputs, visual design, source code, and branding — is the intellectual property of the author, Aditya Sahasrabuddhe, unless otherwise noted.

The statistical methodology is described openly on the Methodology page for educational purposes. You are free to learn from and implement similar approaches independently. However, you may not reproduce, redistribute, or commercially exploit the specific content, outputs, or design of this site without prior written consent.

7. Third-party services

Google and Supabase support account authentication. See our Privacy Policy for identity data, workspace storage and service-provider disclosures.

Regime Compass relies on several third-party services to function. By using this site, you acknowledge that these services have their own terms and privacy policies:

Third-party services have their own practices and availability limits. This does not remove our responsibilities for personal information or other duties imposed by applicable law.

8. Disclaimer of warranties

This service is provided "AS IS" and "AS AVAILABLE", without warranty of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, timeliness, or non-infringement.

The author does not warrant that the site will be uninterrupted, error-free, secure, or free of viruses or other harmful components. Model outputs may be delayed, inaccurate, or incorrect. Data from Yahoo Finance may contain gaps or errors.

For the full disclaimer, see /disclaimer.

9. Limitation of liability

To the maximum extent permitted by applicable law, the author, contributors, and operators shall not be liable for any direct, indirect, incidental, special, consequential, exemplary, or punitive damages — including lost profits, lost data, or business interruption — arising from your use of, inability to use, or reliance on this site or its outputs, whether in contract, tort, negligence, or otherwise.

You use this site entirely at your own risk. You are solely responsible for any trading or investment decisions you make. See the full Disclaimer Terms for details.

10. Termination and discontinuation

The author reserves the right to modify, suspend, or discontinue Regime Compass — in whole or in part — at any time, for any reason, subject to applicable law and notice requirements. This includes the right to:

The author may also block access to specific users or IP addresses that violate these terms or engage in abusive behaviour.

11. Governing law

These terms are governed by and construed in accordance with the laws of India. Any disputes arising from or relating to these terms or your use of the site shall be subject to the jurisdiction of the courts in India, subject to mandatory consumer rights and jurisdiction rules that apply to you.

12. Changes to these terms

These Terms of Service may be updated. Material changes will be notified as required by applicable law. The current version will always be available at /terms. The "last updated" date at the top of this page will reflect the most recent revision. Continued use of the site after changes are posted constitutes acceptance of the updated terms.

13. Contact

For questions about these terms, reach the author via the LinkedIn link in the footer. Privacy and account requests can be sent to troveglobal@gmail.com and will be handled in accordance with applicable law.